Federal mortgage and asset programs depend on accurate, timely, USPAP-compliant valuations to make sound lending, recapture, and disposition decisions. Verdi delivers comprehensive nationwide appraisal services for federal clients, managing the full appraisal lifecycle from assignment through inspection and report delivery. Our work spans origination, default, recapture, and policy-driven programs, with a track record of staying responsive even under severe market stress.
What We Do
- Origination Appraisals: Perform single-family residential origination appraisals nationwide using approved methodologies including the Sales Comparison and Cost Approaches, in compliance with USPAP, USDA Handbook 1-3550 (Chapter 5), and 7 CFR Part 3550.
- Market, Disposition, and Liquidation Valuations: Deliver market-value, as-is, and as-improved appraisals for properties undergoing construction or rehabilitation, plus disposition and liquidation valuations for default, recapture, and policy-driven workouts (including American Rescue Plan actions).
- Property Inspections: Conduct interior and exterior property inspections, including photographs, property sketches, and supporting documentation required for credible USPAP-compliant reports.
- Full Appraisal Lifecycle Management: Manage the entire process from assignment acknowledgment, scheduling, and inspection through documentation, quality assurance review, and electronic report delivery to the client.
- AMC Network and Appraiser Recruiting: Operate a nationwide network of Appraisal Management Companies (AMCs) and licensed appraisers, with rapid AMC onboarding and direct appraiser recruiting in markets where availability is constrained.
- Quality Assurance: Apply rigorous QA throughout the process, including review of methodology, supporting data, and adherence to client-specific guidance, before reports are delivered.
Proprietary Systems
- Verdi Appraisal Portal (powered by AI): Web-based system that manages appraisal orders end-to-end, with online integration to vendor platforms, real-time status tracking, and modules including a Change Request workflow that gives clients flexible completion options. AI orchestrates the full order workflow, routing assignments, monitoring service-level deadlines, and automatically triggering follow-up actions, while an AI-powered bot responds to client and AMC requests, answers status questions, and resolves common issues without human intervention.
Selected Engagements
- 9,495 origination appraisals completed for USDA Rural Development under the Origination Appraisals Blanket Purchase Agreement.
- 25,979 default, recapture, and ARP appraisals completed for USDA Rural Development under the Appraisal Services BPA (4,038 Defaults, 20,529 Recaptures, and 1,412 American Rescue Plan orders).
- Resilient delivery through COVID-19 market stress, including rapid AMC network expansion, statewide appraiser recruiting in constrained rural markets, and the launch of Change Request workflows in the Verdi Appraisal Portal to maintain order fulfillment.